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Why Join SDFCU?
SDFCU members have access to truly free checking, low loan rates, high-yield savings accounts, special services, and a convenient mobile app to help grow and manage money.

24/7 Account Access
Members have easy access to their money through Online Banking, our mobile app and contact center.
Travel Benefits
Enjoy no foreign transaction fees on any of our credit cards, access to nearly 30,000 free ATMs, our foreign currency exchange service, and more.
Earn Rewards
Receive cash back or Flexpoints rewards on our credit card options and purchase rewards with our debit card.
Financial Education with SDFCU
Financial Counseling
We’ve partnered with BALANCE Financial Fitness Program to provide our members access to personalized financial education and counseling. Free services include:
- Debt management analysis
- Homeownership coaching
- Budgeting and more
