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No Balance Transfer Fee

With Cash Back Rewards

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Contactless Debit Card

And More Checking Benefits

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New Scheduling Tool

For In-Branch Appointments

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Applications Open

2021 Scholarship Competition

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Featured Products

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Check and PenChecking Accounts
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Rates

Used Vehicle as low as 3.24 % APR*
New Vehicle as low as 1.99 % APR*
Credit Card as low as 6.99 % APR*
Home Equity as low as 5.49 % APR*
Share Certificate as high as 1.31 % APY*
Personal Loans as low as 7.24 % APR*
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Membership

Why Join SDFCU?

SDFCU members have access to truly free checking, low loan rates, high-yield savings accounts, special services, and a convenient mobile app to help grow and manage money.

Join Today

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24/7 Account Access

Members have easy access to their money through Online Banking, our mobile app and contact center. 

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Travel Benefits

Enjoy no foreign transaction fees on any of our credit cards, access to nearly 30,000 free ATMs, our foreign currency exchange service, and more. 

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Earn Rewards

Receive cash back or Flexpoints rewards on our credit card options and purchase rewards with our debit card. 

Financial Education with SDFCU

Webinars

Retirement Planning: The Basics

Oct 22, 2021 - 8:30pm - 9:30pm ET
REGISTER

Financial Counseling

We’ve partnered with BALANCE Financial Fitness Program to provide our members access to personalized financial education and counseling. Free services include:

  • Debt management analysis
  • Homeownership coaching
  • Budgeting and more

Learn More 

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