State Department Federal Credit Union

Credit Cards With Many Benefits

Enjoy a low interest rate, no excess fees, rewards, and more.

Compare & Apply

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Truly Free Checking Accounts

No minimum balance, no monthly fees, plus interest-earning options. 

Open an Account

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Ways to Bank With SDFCU

Bank from anywhere. Learn all the ways you can manage your accounts and finances with us.

Learn More

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Why Join SDFCU?

SDFCU members have access to truly free checking, low loan rates, high-yield savings accounts, special services, and a convenient mobile app to help grow and manage money.

Join Today

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24/7 Account Access

Members have easy access to their money through Online Banking, our mobile app and contact center. 

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Travel Benefits

Enjoy no foreign transaction fees on any of our credit cards, access to nearly 30,000 free ATMs, our foreign currency exchange service, and more. 

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Earn Rewards

Receive cash back or Flexpoints rewards on our credit card options and purchase rewards with our debit card. 

Learning Hub

Browse our quick-read articles, videos, and more to build up your money management skills. Get tips to:

  • Take your savings further
  • Avoid fraud and money scams
  • Plan for major life purchases like home-buying
  • And more!

Visit the Learning Hub 

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Prevent Identity Theft

Take advantage of our free credit monitoring tool when you next log in to Online Banking or the Mobile App:

  • Get your free credit score and report
  • Monitor your credit with important alerts
  • Identify credit bureau errors
  • Improve your credit with personalized tips

Monitor Your Credit