Cash Back Rewards

Earn cash back rewards for your everyday purchases with the SDFCU Premium Cash Back+® credit card.



Use your card

Earn 2% cash back every time you use your Premium Cash Back+ credit card.1

Plus, earn a $200 cash bonus when you spend $3,000 in the first 90 days.



Track your cash

View your cash rewards balance through your account in online banking. 

Log in and click on “Redeem My Cash Back.”  



You have the option to redeem your cash rewards to your SDFCU savings or checking account or as statement credit.3   

Don’t have the Premium Cash Back+ credit card?  

Apply Now 



Get More Cash Back

Shop our online Cash Back Mall with your Premium Cash Back+ card and get additional cash back offers from hundreds of popular merchants.4

Access the mall by logging into your account and selecting “Card Services Premium Cash Back+ Mall” on the menu. Then activate the merchant offers and begin shopping. 

 Log In to Shop

cash back rewards card
Premium Cash Back+ Credit Card
Earn cash back rewards on whatever you spend.
Apply Now


You will earn 2% cash back on all qualifying purchases. Certain restrictions apply. See the Premium Cash Back+ Program terms and conditions for details.

With the introductory offer, you will earn a $200 bonus if you spend $3,000 in eligible purchases within 90 days of your SDFCU Premium Cash Back+ Card enrollment date.

3 Minimum of $5 to redeem.

4 Cash Back Mall offers are available for a limited time. Log in to your account to view and activate these offers.