Debit Card

Your free Visa debit card gives you the convenience of paying at retailers, online, or through your mobile device, while at the same time helping you manage your money from your checking account. Plus, enjoy easy cash withdrawals and 24-hour account access.


  • Free with any of our checking options
  • Nearly 30,000 free ATMs (surcharge is waived) including select locations like: 7-Eleven, Costco, Publix, Rite-Aid, and more. 
  • Instant issue at any SDFCU branch location. Your debit card can also be mailed to you.
  • Checking account options with ATM and foreign transaction fee reimbursements
  • 24-hour account access 
  • Easy account management and account alerts
  • Ability to turn card on or off in the mobile app

Checking Account Options 

Visa Debit Card


You are eligible to activate debit card cash back offers in online banking or our mobile app. The more you use your card, the more offers you can get. 

Here’s how it works:

  • Log in to Online Banking or our mobile app (tap more once inside the app) to view your discounts
  • Click on the offers to add them to your debit card
  • Shop at that retailer and pay using your SDFCU debit card
  • Enjoy cash back directly to your checking account (awarded up to 45 days from the purchase transaction date).

For more information on your debit card, call 800-296-8882 or 703-706-5000, or email To change your PIN or for activation, call 866-985-2273.

How Contactless Cards Work


Contactless Symbol

1. Look

Find the Contactless Symbol at Checkout

Tap Card

2. Tap

Tap your contactless card on the checkout terminal

Quick Processing

3. Go

Your payment is processed in seconds!*

Start tapping today!

*The merchant may ask you to sign or enter your PIN. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.



Mobile Wallet


Load your SDFCU credit card to your mobile wallet. This is a secure and easy way to make a purchase with just one click or tap of your smartphone. 



apple pay



samsung pay



visa checkout



google pay



LG pay






Wherever you see this payment icon newonlinecheckoutlogo, you can enjoy an easy, smart and secure online checkout experience. To make a purchase, you’ll no longer have to enter 16-digit primary account numbers, look up passwords or fill out long forms. Enjoy this new experience to pay with your Visa cards when you see this icon newonlinecheckoutlogo where Visa is accepted.