Types of Savings Accounts at SDFCU

SDFCU membership starts with a savings account. Enjoy earning dividends, easy account access, and all the many benefits that a credit union membership offers. 

Regular Savings Account


  • Earn dividends
  • Only takes $1 to open and we'll give you the dollar
  • Easily transfer funds and access your account through our mobile app
  • Establishes SDFCU membership
  • Custodian/minor savings account options
  • Savings are federally insured up to $250,000

Open an Account

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Custom Savings Account


  • Personalize your account by giving it the name you prefer
  • Save for a specific goal like a vacation, new laptop, or holidays
  • Earn dividends
  • Access to 5,000+ shared branches through our CO-OP shared branch network
  • Dividends are paid monthly
  • Savings are federally insured up to $250,000

Open an Account 

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Savings Rates

Products APY*
Regular Savings 0.10%
Custom Savings 0.10%


Rates effective April 1, 2022

*Annual Percentage Yield (APY). Dividends calculated daily and credited monthly. Rates subject to change.