Membership
Membership
Types of Savings Accounts at SDFCU
SDFCU membership starts with a savings account. Enjoy earning dividends, easy account access, and all the many benefits that a credit union membership offers.
Regular Savings Account
Features:
- Earn dividends
- Only takes $1 to open and we'll give you the dollar
- Easily transfer funds and access your account through our mobile app
- Establishes SDFCU membership
- Custodian/minor savings account options
- Savings are federally insured up to $250,000
Custom Savings Account
Features:
- Personalize your account by giving it the name you prefer
- Save for a specific goal like a vacation, new laptop, or holidays
- Earn dividends
- Access to 5,000+ shared branches through our CO-OP shared branch network
- Dividends are paid monthly
- Savings are federally insured up to $250,000
Savings Rates
| Products | APY* |
|---|---|
| Regular Savings | 0.05% |
| Custom Savings | 0.05% |
Rates effective February 1, 2024
*Annual Percentage Yield (APY). Dividends calculated daily and credited monthly. Rates subject to change.
