Savings Secured Platinum Rewards Credit Card
The Savings (Share) Secured Platinum Rewards Credit Card is secured by the funds in your savings account. This card is a great option for building or improving your credit while enjoying the benefits and convenience of a credit card. Available credit lines start at $250.
Features
- Competitive low rate
- Earn Flexpoints Rewards - 1 point for every $1 spent
- Use card responsibly and you can be automatically graduated to a Platinum Rewards Credit Card1
- Visa card benefits like Travel and Emergency Assistance Services and Lost Luggage Reimbursement
- 25-day grace period on purchases
- ATM cash advance fee of $3.00 (no cost at teller)
- Ability to join SDFCU and apply at the same time
- Contactless chip technology

Credit Card Rates
Products | APR* |
---|---|
Premium Cash Back+ Credit Card | 9.24% - 15.24% |
Platinum Rewards Credit Card | 6.99% - 14.99% |
Savings Secured Credit Card | 11.99% |
Rates effective September 1, 2020
Annual Percentage Rate (APR) based on evaluation of applicant's credit. Your actual APR will be within the stated range and will be disclosed at the time of disbursement. Unless otherwise stated rates subject to change monthly.
How Contactless Cards Work
1. Look
Find the Contactless Symbol at Checkout
2. Tap
Tap your contactless card on the checkout terminal
3. Go
Your payment is processed in seconds!*
Start tapping today!
*The merchant may ask you to sign or enter your PIN. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
Mobile Wallet
Disclosures
1Members who maintain a Savings Secured Credit Card for a period of 12 months with improved credit may qualify and be automatically issued a Platinum Rewards Credit Card. This will not impact your credit. Members will be issued with the same card number. Call 703-706-5000 or 800-296-8882 to learn more about our card graduation program.
Additional Credit Card Information and Disclosures
Wherever you see this payment icon you can enjoy an easy, smart and secure online checkout experience. To make a purchase, you’ll no longer have to enter 16-digit primary account numbers, look up passwords or fill out long forms. Enjoy this new experience to pay with your Visa cards when you see this icon
where Visa is accepted.