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Savings Secured Platinum Rewards Credit Card

The Savings (Share) Secured Platinum Rewards Credit Card is secured by the funds in your savings account. This card is a great option for building or improving your credit while enjoying the benefits and convenience of a credit card. Available credit lines start at $250.

Features

  • Competitive low rate
  • Earn Flexpoints Rewards - 1 point for every $1 spent
  • Use card responsibly and you can be automatically graduated to a Platinum Rewards Credit Card1
  • Visa card benefits like Roadside Dispatch
  • 25-day grace period on purchases
  • ATM cash advance fee of $3.00 (no cost at teller)
  • Ability to join SDFCU and apply at the same time
  • Contactless chip technology

Apply Now

Already applied? Check application status.

Platinum Rewards card

Benefits

annual fee
No Annual Fee
foreign transaction fee
No Foreign Transaction Fee
balance transfer
No Balance Transfer Fee

Credit Card Rates

Products APR*
Premium Cash Back+ Credit Card 9.49% - 15.49%
Platinum Rewards Credit Card 7.24% - 15.24%
Savings Secured Credit Card 12.24%

 

Rates effective April 1, 2022

Annual Percentage Rate (APR) based on evaluation of applicant's credit. Your actual APR will be within the stated range and will be disclosed at the time of disbursement. Unless otherwise stated rates subject to change monthly.

Services & Resources

Flexpoints Rewards

Learn about the Flexpoints Rewards program, how to earn more points and ways to redeem.
Visit Flexpoints Rewards

Card Management

Pay your bill, submit travel notifications, report a lost card, set up account alerts, and access statements in online banking.
Log in to your account

24-Hour Account Access

Easily manage your account from anywhere through the SDFCU Mobile App, in Online Banking, or by phone.
Learn more about 24-hour banking

Free Credit Score

Access your credit score at no charge and see how you can save on your loans in online banking and the SDFCU Mobile App.
Learn about our credit monitoring service

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How Contactless Cards Work

 

Contactless Symbol

1. Look

Find the Contactless Symbol at Checkout

Tap Card

2. Tap

Tap your contactless card on the checkout terminal

Quick Processing

3. Go

Your payment is processed in seconds!*

Start tapping today!

*The merchant may ask you to sign or enter your PIN. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

 

 

Mobile Wallet

 

Load your SDFCU credit card to your mobile wallet. This is a secure and easy way to make a purchase with just one click or tap of your smartphone. 

 

 

apple pay

 

 

samsung pay

 

 

visa checkout

 

 

google pay

 

 

 

 

 

Disclosures

 

 

1Members who maintain a Savings Secured Credit Card for a period of 12 months with improved credit may qualify and be automatically issued a Platinum Rewards Credit Card. This will not impact your credit. Members will be issued with the same card number. Call 703-706-5000 or 800-296-8882 to learn more about our card graduation program.

Additional Credit Card Information and Disclosures

Wherever you see this payment icon newonlinecheckoutlogo you can enjoy an easy, smart and secure online checkout experience. To make a purchase, you’ll no longer have to enter 16-digit primary account numbers, look up passwords or fill out long forms. Enjoy this new experience to pay with your Visa cards when you see this icon newonlinecheckoutlogo where Visa is accepted.