Auto & Other Vehicle Loans

Finance or refinance your vehicle at our low rates. Find a loan that fits your needs, whether new, used, RV, boat, or other.

New and Used Auto Loans

  • Terms up to 84 months
  • Fixed low rates
  • Up to 125% financing plus tags, taxes, title, dealer prep, trade, gap and extended warranty
  • Financing available for members residing overseas
  • Convenient Auto Express Check to take with you to the dealer
  • No early payoff penalties
  • No payments for up to 3 months (limited time offer)*

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family loading car for trip with kids in the center

Boats, RV and Other Vehicle Loan

  • No restriction on boat length
  • Fixed low rates
  • Financing of up to 100% and low money down
  • Financing for up to 144 months on vehicles used as primary residence (minimum value at $25,000)

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Already Applied? Check Application Status.


Auto & Other Vehicle Loan Rates

Products Up to 36 Months APR* 37 to 48 Months
49 to 60 Months
61 to 72 Months
73 to 84 Months
($25,000) APR*
New Auto/Boat 1.99% - 18.00% 2.74% - 18.00% 2.74% - 18.00% 3.49% - 18.00% 4.49% - 18.00%
Used Auto/Boat N/A 3.24% - 18.00% 3.24% - 18.00% 3.99% - 18.00% 4.99% - 18.00%


Rates effective September 1, 2020

*Annual Percentage Rate (APR) based on evaluation of applicant's credit. Your actual APR will be within the stated range and will be disclosed at the time of disbursement. Unless otherwise stated rates subject to change monthly. Classic/Antique vehicles are financed as personal loans at personal loan rates.


* No Payments for up to 3 months - No payments for the first 3 months, regular repayment terms apply per note, security agreement, and addendums. Interest will accrue during the no payment period. Rates as low as 7.24% APR vary based on credit. This is a limited time offer, subject to credit approval. No prepayment penalties.