There is a difference between hard and soft inquiries; one impacts your credit score and the other doesn't.
We are giving you the 411 on credit inquiries, because knowing how they affect you is a big part of being financially healthy. When you apply for credit or a loan a creditor will "pull" your credit report. This check is called a hard inquiry — but there are also soft inquiries, too. Here's what makes them different.
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Topics:
Credit
