Auto Buying Services

SDFCU is affiliated with car-buying services to help you get the best deal when purchasing a vehicle, and avoid price haggling at the dealership. Plus, when you are ready to buy, SDFCU will provide you with an Auto Loan Express Check to make your dealer experience easier.




Save time and money on your new or used car purchase through SDFCU Car Buying Service powered by TrueCar:

  • Access a nationwide network of over 16,000 Certified Dealers
  • See what others paid and get real pricing on local dealer inventory
  • Browse quality pre-owned vehicles and know the condition of the car before going to the dealership
  • Save an average over $3,572 off MSRP* on new cars
  • Buy from home with home delivery

Visit TrueCar


*Between 1/1/20 and 12/31/20, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $3,552. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer’s trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.

Enterprise Car Sales



Eliminate the stressful negotiations with a salesperson when you buy a quality-certified used vehicle. Through Enterprise Car Sales, you can:

  • Search online by make and model and set up a test drive
  • Preview their great selection of quality used vehicles
  • All vehicles come with a 12-month/12,000 mile warranty*
  • Enterprise Certified™- every vehicle has to pass a rigorous inspection
  • Find the nearest Enterprise Car Sales location

Visit Enterprise


*Visit Enterprise for details and full terms and conditions

United Buying Services (UBS)



For members residing in Washington DC, Maryland or Virginia, UBS provides pre-negotiated pricing on cars and trucks. Benefits include:

  • Lowest pre-negotiated vehicle pricing
  • Both new & used vehicles
  • Savings on factory-installed options
  • Free purchase audit

Visit UBS 

Call UBS at 301-657-1920 (DC/VA) or 410-792-9070 (MD)

Auto Loan Express Check 

An Auto Loan Express Check lets you know how much you can afford, helps save you time, and gives you negotiating power at the dealership. Plus, you avoid inflated dealer annual percentage rates. Here’s how it works:

  • Complete an auto loan application
  • Once your auto loan has been approved and qualified, ask for an Auto Loan Express Check
  • You will receive a blank check with your approved amount (simply pick up your check at a branch location, or we can send it to you)
  • Take the check to any dealership to purchase your vehicle
  • Enjoy your new car — and your discounted rate

Apply Now

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