What are account alerts?
Account alerts are either email or text message notifications that you set up to keep tabs on your banking account activity.
Why are account alerts important?
Account alerts are important because they can help you avoid possible fraud, stay on top of your spending, or notify you when an upcoming payment is due. Account alerts let you know when your account needs immediate attention.
Types of bank account alerts
As a banking tool, account alerts are ideal because they are set up based on your own personal preferences. You can also just as easily turn them on or off at any time. Below are just a few of the most commonly used account alerts.
- Low Balance Alert - This alert lets you know when the checking or savings balance in the account drops below a predetermined dollar amount.
- High Balance Alert - The high balance alert is a notification to inform you when your balance increases above a preferred dollar amount set by you.
- Large Purchase Alert - A large purchase alert will notify you of any account transactions exceeding a purchase amount you have previously determined.
- Loan Payment Due - A loan payment reminder sends you an email, text message, or mobile device notification before a payment is due.
Setting up account alerts
SDFCU offers account notification alerts to members at no cost. Setting up account alerts can make your banking experience easier and safer. Here is how to get started:
Online Banking
- Log in to Online Banking.
- Hover over the tab Products and a drop-down menu should appear.
- In the drop-down menu select Account Alerts.
- Click on Add an alert and select which notifications you would like to add.
- Select the text in green and choose for which account you want the alerts.
- Select or deselect if you would like to receive emails or text alerts.
Mobile App
- Log in to the mobile app.
- At the bottom of the screen, go to More.
- After scrolling down, under Financial Planning select Money Management.
- Towards the top of the screen, select the tool icon.
- Enter your email address or phone number.
- Check the boxes to deselect or select specific alerts.
- Select edit to choose an account for which you want to add alerts.
- Enter the dollar thresholds where appropriate.
Take advantage of alerts services to help you safeguard your accounts today!
